Once again, the National Assn. of Insurance Commissioners (NAIC) demonstrated that it can do what it pleases, regardless of industry protests. This instance involves the System for Electronic Rate and Form Filing (SERFF), used by insurers and state insurance departments for filing policy forms and rates.
It is not surprising in the aftermath of the horrific Connecticut school shootings to see lawmakers at both the state and federal levels trying to identify new ways to curb gun-related violence. One of the more novel, if misguided, approaches has been to propose mandatory liability insurance for gun owners.
Credit-based insurance scoring is now a time-tested and common industry practice, extensively studied and consistently found to be a valid measure of risk. It has been reviewed by individual insurance departments and
DebugScreen: mobile
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"articles": [
{
"uri": "/2014/09/11/states-cities-start-tackling-ride-share-insurance-issues/",
"title": "States, cities start tackling ride-share insurance issues",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "News",
"prettyDate": "September 11, 2014",
"timeToRead": "8 minute",
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"summary": "Colorado, Illinois and California are taking the lead on insurance and TNCs.",
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},
{
"uri": "/2013/10/31/serff-board-blues/",
"title": "SERFF Board Blues",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "October 31, 2013",
"timeToRead": "2 minute",
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"summary": "Once again, the National Assn. of Insurance Commissioners (NAIC) demonstrated that it can do what it pleases, regardless of industry protests. This instance involves the System for Electronic Rate and Form Filing (SERFF), used by insurers and state insurance departments for filing policy forms and rates.",
"body": null
},
{
"uri": "/2013/04/30/major-misfire/",
"title": "Major Misfire",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "April 30, 2013",
"timeToRead": "6 minute",
"image": {
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"authors": [
{
"webUrl": "/author/profile/paul-tetrault-jd-arm-aim/",
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],
"kickerNode": [],
"summary": "It is not surprising in the aftermath of the horrific Connecticut school shootings to see lawmakers at both the state and federal levels trying to identify new ways to curb gun-related violence. One of the more novel, if misguided, approaches has been to propose mandatory liability insurance for gun owners.",
"body": null
},
{
"uri": "/2011/02/01/new-faces-in-legislation/",
"title": "New Faces in Legislation",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "February 01, 2011",
"timeToRead": "7 minute",
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{
"webUrl": "/author/profile/paul-tetrault-jd-arm-aim/",
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],
"kickerNode": [],
"summary": "How will state legislative changes affect industry issues?",
"body": null
},
{
"uri": "/2010/11/02/a-questionable-practice/",
"title": "A Questionable Practice",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "November 02, 2010",
"timeToRead": "4 minute",
"image": {
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"authors": [
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],
"kickerNode": [],
"summary": "Paul Tetrault explains why agencies need to view bills to regulate litigation financing with caution.",
"body": null
},
{
"uri": "/2010/08/08/taking-stock-of-2010-state-legislative-sessions/",
"title": "Taking Stock of 2010 State Legislative Sessions",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "August 08, 2010",
"timeToRead": "6 minute",
"image": {
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"kickerNode": [],
"summary": "Overall, on a nationwide basis, the 2010 state legislative session was a bit quieter than expected by many insurer representatives.",
"body": null
},
{
"uri": "/2010/05/05/more-ags-push-for-role-in-insurance-oversight/",
"title": "More AGs Push for Role in Insurance Oversight",
"byline": " Paul Tetrault, JD, ARM, Aim ",
"kicker": "",
"prettyDate": "May 05, 2010",
"timeToRead": "7 minute",
"image": {
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"kickerNode": [],
"summary": "The insurance industry operates with a high level of oversight from public officials. That's a given.",
"body": null
},
{
"uri": "/2010/01/31/more-states-turn-to-insurers-to-plug-budget-gaps/",
"title": "More states turn to insurers to plug budget gaps",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "January 31, 2010",
"timeToRead": "6 minute",
"image": {
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"authors": [
{
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],
"kickerNode": [],
"summary": "Cash-strapped states are having a historically hard time balancing their budgets.",
"body": null
},
{
"uri": "/2009/03/31/legislative-roundup-bad-faith-bills-are-bad-idea/",
"title": "Legislative Roundup: Bad faith bills are bad idea",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "March 31, 2009",
"timeToRead": "5 minute",
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},
"authors": [
{
"webUrl": "/author/profile/paul-tetrault-jd-arm-aim/",
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],
"kickerNode": [],
"summary": "Many states have legislation that would create or expand "bad faith" insurer liability.",
"body": null
},
{
"uri": "/2009/01/04/legislative-roundup-credit-based-scoring-creates-need-for-education/",
"title": "Legislative Roundup: Credit-Based Scoring Creates Need for Education",
"byline": "Paul Tetrault, JD, ARM, Aim",
"kicker": "",
"prettyDate": "January 04, 2009",
"timeToRead": "7 minute",
"image": {
"uri": "",
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},
"authors": [
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"webUrl": "/author/profile/paul-tetrault-jd-arm-aim/",
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],
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"summary": "Credit-based insurance scoring is now a time-tested and common industry practice, extensively studied and consistently found to be a valid measure of risk. It has been reviewed by individual insurance departments and",
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}
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}
}
