Serious injuries and fatalities are down for U.S. workers.

Instant Roofer: Texas, Louisiana and Florida top the list for disaster-displacement.

Combined efforts to protect property will result in more carriers and lower premiums.

There are over 11 million uninsured homes in the U.S.

Carrier will provide impacted individuals with 12 months of free credit monitoring and identity protection services.

Insured flood losses over the last 20 years exceed $600M in Kentucky, Tennessee and West Virginia.

Coverage is becoming harder to find in states like California, Texas and Florida.

Thirty-five percent of workplace injuries happen during the initial 12 months.