An insured may think its entitled to separate counsel, but the carrier may disagree. Who wins?

The insured's materials, supplies and equipment are covered property; property not being installed like buildings land or completed projects is not covered.

Agreed value is also referred to as agreed amount. The agreed value endorsement in a property insurance policy waives the coinsurance clause.

Agreed value is also referred to as agreed amount. The agreed value endorsement in a property insurance policy waives the coinsurance clause.

It may be necessary to comb through the relevant policy language to determine whether family members or part-time residents are covered after an on-premises loss.

A federal district court in New Jersey has issued a decision resolving a dispute between two insurers over insurance coverage for an accident involving a tractor-trailer.

The option to take actual cash value instead of replacement cost, with claiming replacement cost within 180 days of the date of loss, is a conscious decision by the insured.

When does a waiting period apply to business income expense coverage?