Coverage Q&A: Coverage for peripheral structures tends to be determined by proximity to the insured dwelling.

Coverage Q&A: The standard personal auto policy also applies to a covered vehicles's equipment.

Is a handyman consider a covered employee?

Coverage Q&A: Additional living expenses (ALE) apply when an insured loss makes the premises uninhabitable.

Coverage Q&A: Winter can be tough on pipes.

Coverage Q&A: Accidents can and will happen during the holidays.

Coverage Q&A: It may be difficult to establish coverage for property damage that occurs in the aftermath of — and not as a direct result of — a natural disaster.

Coverage Q&A: Most policies distinguish between a leased automobile and an owned automobile when determining coverage.