Individual words and their placement in insurance policy forms are what we use to interpret coverage: to trigger it, to deny it, to negotiate it. Courts that are called upon to rule on whether there is coverage in a particular situation do this all the time. They review the arguments...

Each day, we interpret individual words and their placement in policy forms to make claims decisions. But as this case shows, results can vary, depending upon the jurisdiction.

The rebuilding efforts from the tornadoes of 2013 will be difficult, but insurance coverage, at least in the area of mold remediation, is much clearer now than it was a decade ago.

Addressing possible legal ramifications of Monday's bombings at the Boston Marathon. Are event organizers culpable?

Phone and Internet availability, while vastly increasing the speed of communication in the business world, is not without its own particular risk.

FC&S recently received a question from a subscriber asking about liability coverage for injuries a restaurant employee suffered while on a lunch break from work. The details were a little sketchy (we dont know the state or exactly how she was injured), but the gist of the situation was that...

Will Workers' Comp come to the rescue if an employee is injured during a meal break? FC&S has the answer.

Will Workers' Comp come to the rescue if an employee is injured during a meal break? FC&S has the answer.