{
  "author": {
    "name": "Christopher L Kramer",
    "webUrl": "/author/profile/christopher-l-kramer/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 7,
    "social": [],
    "articles": [
      {
        "uri": "/2006/12/10/as-art-market-continues-growing-domiciles-compete-to-catch-buyers-eye/",
        "title": "As ART Market Continues Growing, Domiciles Compete To Catch Buyers' Eye",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "December 10, 2006",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "More choices is good news, but some fear regulatory, support services run",
        "body": null
      },
      {
        "uri": "/2006/03/05/captives-on-the-march-back-to-u-s/",
        "title": "Captives On The March, Back To U.S.",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "March 05, 2006",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "Competition good for buyers, driving down frictional costs, creating",
        "body": null
      },
      {
        "uri": "/2004/03/10/differences-between-captives-rrgs/",
        "title": "Differences Between Captives, RRGs",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "March 10, 2004",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "Differences Between Captives, RRGsAlthough risk retention groups are a form of captive, there a number of key differences between them. Here are a few examples ...",
        "body": null
      },
      {
        "uri": "/2003/04/01/rrgs-providing-options-for-insurance-buyers/",
        "title": "RRGs Providing Options For Insurance Buyers",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "April 01, 2003",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "RRGs Providing Options For Insurance Buyers A sudden increase in the number of newly formed captives is expected in times when the commercial insurance market ...",
        "body": null
      },
      {
        "uri": "/2003/03/04/ohio-agent-credited-with-captives/",
        "title": "Ohio Agent Credited With 'Captives'",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "March 04, 2003",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "Ohio Agent Credited With 'Captives' Not since a coffeehouse in London in 1688 was used to transact insurance business has a concept been so instrumental ...",
        "body": null
      },
      {
        "uri": "/2003/01/28/art-becoming-market-of-choice/",
        "title": "ART Becoming Market Of Choice",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "January 28, 2003",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "ART Becoming Market Of Choice Evidence shows that many policyholders, large and small, have embraced alternative risk and related products so wholeheartedly that in the ...",
        "body": null
      },
      {
        "uri": "/2002/09/16/self-insurance-options-beat-going-bare/",
        "title": "Self-Insurance Options Beat 'Going Bare'",
        "byline": "Christopher L. Kramer",
        "kicker": "",
        "prettyDate": "September 16, 2002",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/christopher-l-kramer/",
            "name": "Christopher L. Kramer"
          }
        ],
        "kickerNode": [],
        "summary": "Self-Insurance Options Beat 'Going Bare'Across the country, from boardrooms to laptops, there are many a furrowed brow as commercial buyers take on the task of ...",
        "body": null
      }
    ]
  }
}