Underinsurance is a major issue for policyholders as the number and severity of catastrophes increases.

Pacific storms are getting their own ratings categories, similar to tornados and East Coast hurricanes.

Not all collectibles are fine arts, and it's important to know the difference for a claim.

Many homeowners are underinsured and find that they are responsible for the repairs to their homes.

Nanoparticles are found everywhere and have some great benefits. But they're so small that they may also increase exposure to toxic substances.

Here is an overview with a chart of what agents and brokers need to understand about hurricane deductibles — and information to share with clients.

Based on history, here's what each storm category is capable of.

Property owners need to better understand how to mitigate the risks of damage from flooding as well as the terms and conditions of their flood insurance coverage.