Coverage Q&A: Most policies distinguish between a leased automobile and an owned automobile when determining coverage.

Coverage Q&A: Most homeowners' policies will not cover damage that is not 'sudden and accidental.'

Coverage Q&A: Many claims result in a mess. The details of that mess dictate which (if any) insurance policies will cover the clean up.

Coverage Q&A: Specific costs are covered after a business sustains damage from fire, hail, wind and the like.

Coverage Q&A: An insurer's mortgage obligation during foreclosure is the value of a property loss limited to the homeowner's insurable interest.

Coverage Q&A: The location of damaged or stolen property within a rental community impacts which type of insurance would cover a claim.

Coverage Q&A: Coverage for water damage unrelated to flooding may come down to an examination of the facts of the claim.

Coverage Q&A: When an empty property is vandalized, insurers may need to determine whether the property was truly vacant or simply unoccupied?