Risk Management

The insurance industry is trying to build support for Senate bill provision establishing minimum requirements for state-graduated driver licensing.

Troubles experienced by some mortgage insurers could present opportunities for better-capitalized competitors, but those companies will have to demonstrate the ability to maintain regulatory compliance, Moody’s says.

Workers’ compensation is a game of rules. Like all other games—from Monopoly to football—if you don’t know the rules, you’re going to find it difficult to win.

The California Earthquake Authority last week turned to the capital markets and tapped a new special-purpose vehicle to securitize its risk, a move which is credit-negative for the reinsurance industry, according to Moody’s Investors Service.

A former New Jersey insurance commissioner tells you why insurance could cost less if the current regulatory system didn’t cost so much.

Sen. Dick Durbin, D-Ill., is warning that the federal government needs to do more to respond to growing demands for disaster assistance in the wake of “stronger weather events.”

Standard & Poor’s has lowered PMI Mortgage Insurance Co.’s financial-strength ratings to CCC-minus from B-minus, saying statutory insolvency and/or regulatory action on the company is possible by the end of the year.

A trend is emerging that may put increased pressure on workers’ compensation rates. Liberty Mutual's Brian Melas discusses steps risk managers, with help from their insurers, can take to control costs.