Personal Lines

As many insurers and reinsurers are readying investors for a degree of disappointment in 2011 fourth-quarter earnings, Cincinnati Financial Corp. says it has some good newsfavorable impacts.

As many insurers and reinsurers are readying investors for a degree of disappointment in 2011 fourth-quarter earnings, Cincinnati Financial Corp. says it has some good newsfavorable impacts.

Rate increases for 2012 could head as high as 10 percent if a handful of negative pressures continue to affect insurers' earnings, a financial analyst suggests.

Rate increases for 2012 could head as high as 10 percent if a handful of negative pressures continue to affect insurers' earnings, a financial analyst suggests.

To gain some producer-level perspective on the outlook this year for the P&C business, NU spoke with some major players across the agent & broker spectrum to discover where the greatest opportunitiesas well as the most daunting challengeslie in the year to come.

The Federal Insurance Office should studyU.S.rate and policy form regulation and use the federal governments foreign affairs powers to weigh in on international solvency issues, the American Insurance Association says in a comment letter.