E&S/Specialty

When a significant homeowner property loss occurs, the adjuster is keenly aware of the insureds desire to return to their home quickly after the reconstruction.

Frequently, claims managers, supervisors, adjusters or attorneys picked up a new claims file and question why a claimant acted in a certain manner. When working a claim, it is generally taken at face value. The facts are as they are in the file, unless some surprises turn up later.

Insurance policies abound with the use of the phrase arising out of. Some policies provide coverage for injuries and damage that arise out of a certain event; other policies exclude coverage for injuries and damages that arise out of a certain event.

NAPSLO's Annual Convention, held from Sept. 9-11 at the Manchester Grand Hyatt San Diego and Marriott Marquis San Diego Marina, saw record attendance once again this year.

It's a lonely place under the bus all by yourself. This saying sums up the concept of subrogation and our attempts to identify other potentially responsible parties. Subrogation describes both the legal and equitable right of an insurer to pursue a third party that caused an insurance loss to the...

Risk managers are aware of the cyber attacks their businesses face, but a large portion of them say they are not doing enough to combat that threat, according to The Hartford Steam Boiler Inspection and Insurance Co.'s Cyber Risk Survey.