Catastrophe & Restoration

Coverage Q&A: Most homeowners' policies provide coverage for the named insured who resides at the named risk — not for tenants.

Failure to comply with Europe's new data protection laws exposes U.S. companies to potentially catastrophic expenses.

Failure to comply with Europe's new data protection laws exposes U.S. companies to potentially catastrophic expenses.

The Federal Emergency Management Agency is proposing to allow owners of homes destroyed by storms and bought out by the government to rebuild on the same flood-prone land.

The Federal Emergency Management Agency is proposing to allow owners of homes destroyed by storms and bought out by the government to rebuild on the same flood-prone land.

Given that past pricing pressures have dictated premium rates for about a decade, it's time for insurance carriers to more effectively drive reinsurance negotiations using accurate data sets that can better reflect risk and lead to more favorable terms.