Agency Management

Discussing general insurance matters with your clients is difficult enough. However, when the topic is the complicated, emotionally charged issue of long-term care insurance (LTCI), you are now involved in one very difficult presentation.

Florida's top insurance regulator told his bosses at the March 23 cabinet meeting that the state's property insurance market remains fragile despite no hurricanes hitting the state of Florida for the last four years.

Even the most optimistic forecasters concede that the climb out of this Great Recession will continue to be steep and arduous. Florida, especially, has been hammered with high unemployment, mortgage failures, and tumbling property values.

A specialist in the life and health markets offers her opinion on the federal health-care reform package.

Not even a still-fragile economy can keep members of Florida's insurance associations from their annual gatherings. Find out where agents, brokers, and industry and carrier representatives will be meeting across the state in the coming months.

My neighbor's home caught fire two years ago after being hit by lightning. Frankly, thunderstorms scare me more than the threat of hurricanes because we have them more often. But I guess there's not much we can do to about it.