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States most impacted by credit-driven insurance pricing
Slideshow August 13, 2025 at 09:21 AM
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Homeowners with low credit scores pay an average of $1,996 more per year for insurance than those with high credit scores, a penalty that often outweighs the premium costs associated with living in a high-disaster-risk area, according to a new report from the Consumer Federation of America (CFA) and the Climate and Community Institute (CCI).
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