For those who wish to aid those recovering after Hurricane Helene and Hurricane Milton, USAA suggests the following:

Volunteer at local food banks, or with an organization like Team Rubicon that deploys in the aftermath of these disasters.
Verify the legitimacy of any organizations soliciting donations prior to sending any money.
Donate blood.
Check Charity Navigator or Guidestar to verify any nonprofit organizations and the effectiveness of their programs if you are interested in donating money to the cause.

In other hurricane-related insurance-industry news…

Travelers announced a commitment of $250,000 to assist relief efforts in states affected by Hurricanes Helene and Milton. Funds will support All Hands and Hearts, SBP, Team Rubicon and United Way Suncoast. As part of the Travelers Fortifies Communities initiative, the company also works with nonprofit partners to create more resilient neighborhoods by helping families build back to stronger construction standards following severe weather events. In one example, Travelers provided resources to rebuild homes in Houma, Louisiana, that were destroyed by Hurricane Ida.
The Extreme Event Solutions group at Verisk estimated that insured industry losses to onshore property for Hurricane Milton will fall between $30 billion and $50 billion. This estimate — arriving on the heels of the Moody's RMS Event Response report that losses could be as high as $55 billion, and then revising its estimate to $35 billion — includes losses due to wind, privately insured estimates of storm surge, and privately insured precipitation induced flood losses resulting from Milton's landfall in Florida. The majority of the insured loss is attributable to wind.
Karen Clark & Co. pegged Hurricane Milton losses alone at around $36 billion, including damages to commercial, residential, and industrial properties, as well as automobiles and business interruption losses. Damages to boats, offshore properties, and National Flood Insurance Program losses were not included in the KCC estimate.
Morningstar DBRS expects insured losses from Hurricane Milton to be in the upper half of its initial estimated range of $30 billion to $60 billion. The firm also said Citizens Property Insurance Corporation, Florida's public insurer of last resort and the largest residential property insurer, will maintain its financial strength, while some smaller and mid-size local insurers may face significant earnings pressure. "Hurricane Milton will likely remain an earnings event for global reinsurers, under the assumption that the remainder of the Atlantic hurricane season remains relatively quiet," Steve Liu, assistant vice president of Global Insurance & Pension Ratings at Morningstar DBRS said in a statement. "However, after two back-to-back hurricanes that occurred in Florida within two weeks of each other, stabilization in reinsurance prices during the mid-year renewals is likely to reverse with reinsurance prices expected to continue their upward trajectory."
Guidewire published a blog post highlighting the effectiveness of tech-enabled risk management in anticipating and responding to natural catastrophes. "Accurate, up-to-date data and risk assessments are no longer optional — they are critical tools for insurers and homeowners to prepare for inevitable disasters," wrote HazardHub Vice President Christina Hupy and Guidewire Senior Director Analytics & Data Services Tammy Schwartz.

In other hurricane-related insurance-industry news…

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