Three-Headed Monster Three-headed monster of extreme weather, hyperinflation, and social inflation threaten insurance industry. (Credit: Iuliia KOVALOVA/Adobe Stock)

Insurance carriers and their customers have been hit with a trifecta that's impacting claims costs and the price of premiums.

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Joe Toppe

Joe Toppe serves as managing editor of PropertyCasualty360.com. Joe is also a father of three, an author, and longtime lover of baseball.