"Younger workers, who often comprise a significant portion of the seasonal workforce, might choose not to report minor injuries, relying instead on their health insurance or treating it at home," Matt Zender of AmTrust Financial said in a report. "This reluctance to engage with workers' compensation could artificially deflate injury statistics."

More retail workers' comp claims occur in January than the busier shopping months of November and December, despite the holiday period seeing an influx of less-experienced seasonal workers, according to a report from AmTrust Finacial.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]