The Colorado Division of Insurance (DOI) requested that home insurance companies provide an extension of additional living expense (ALE) benefits for policyholders in the Marshall Fire region, who are still managing through the aftermath of the wildfire.
ALE provides payment for "extra expenses made necessary by the insured's inability to reside in the insured dwelling because of a covered loss," according to the FC&S Insurance Dictionary, which gave restaurant and hotel bills as examples. The amount payable is the difference between normal household expenses and the increase.
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