Pumpkins are on front porches and toilet paper shall soon be in the trees as Halloween night quickly approaches. While the holiday elicits joy in the young and young-at-heart, it can cause some concern for P&C professionals as vandalism and theft-related claims increase on Halloween. Forbes Advisor reported that vandalism and malicious mischief claims are 72% higher on Halloween compared with all other days of the year. Theft claims are also 15% higher on Halloween. On top of the worry caused by a spike in claims, insurance professionals must also contend with other stresses of the holiday, like coming up with a costume idea. If you're looking to retire your Flo or Jake from State Farm costume, the above slideshow offers up a few suggestions for insurance costume ideas, which are safe for the office party and are sure to put a scare into any P&C insurance professional out there. Related:

• A knife-wielding maniac trashed my house. Am I covered?
• Safest U.S. cities for trick-or-treating
• Home insurance policy risks reanimating this Halloween