The home insurance policy included an exclusion for "expected or intended injury," which holds that coverages E and F don't apply to "bodily injury" or "property damage," which is expected or intended by an insured, even if the resulting injury or damage "is of a different kind, quality or degree than initially expected or intended." Credit: Susan Montgomery/Shutterstock.com The home insurance policy included an exclusion for “expected or intended injury,” which holds that coverages E and F don’t apply to “bodily injury” or “property damage,” which is expected or intended by an insured, even if the resulting injury or damage “is of a different kind, quality or degree than initially expected or intended.” Credit: Susan Montgomery/Shutterstock.com

Nationwide General Insurance Company has filed a complaint seeking declaratory relief, arguing that it has no duty to cover an insured accused of aiding in a woman’s abduction.

The insurer has argued that a homeowner policy issued by Nationwide General Insurance Company and an auto policy issued by Nationwide Insurance Company of America do not cover Teddy D. Belcher Jr., who has been accused by a woman, referred to as “S.R.” in court documents, of aiding in her abduction.


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