Just as modern science changed our understanding of the risks of tobacco and a glass of red wine per night, so too have we learned that PFAS’s benefits are not without risks. PFAS have been linked to increased risks of cancer, developmental delays and reproductive irregularities. Previously thought to be stable and safe, recent studies suggest that PFAS may shed and migrate into food, air, soil, and water. Credit: ChiccoDodiFC/Shutterstock.com Just as modern science changed our understanding of the risks of tobacco and a glass of red wine per night, so too have we learned that PFAS’s benefits are not without risks. PFAS have been linked to increased risks of cancer, developmental delays and reproductive irregularities. Previously thought to be stable and safe, recent studies suggest that PFAS may shed and migrate into food, air, soil, and water. Credit: ChiccoDodiFC/Shutterstock.com

Editor’s note: This is the first installment of a two-part series that looks at coverage issues surrounding PFAS, or forever chemicals as they are more colloquially called. The second part of the series is available here

Per- and polyfluoroalkyl substances (PFAS), also known as forever chemicals, are increasingly at the center of the news cycle and, now, litigation. While PFAS liability may be an emerging issue, the availability of insurance coverage for these and similar liability claims is not. Commercial general liability (CGL) insurance was developed specifically to protect companies from products liability: claims made by a company’s customers, or customers of customers, for harms arising out of the company’s products.

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