What follows is a combination of the code of ethics instilled in the members of the National Association of Public Insurance Adjusters (NAPIA) and the National Association of Independent Insurance Adjusters. For more specifics on the code of ethics for your state, or any requirements needed for an adjuster license, reach out to the insurance regulator in your locale or where you intended to operate.

Adjusters should carry out their jobs with a spirit of fairness and justice to their clients, the companies and the public.
Adjusters should never partake in any improper solicitation.
No misrepresentation of any kind should be made to a policyholder or to an insurance company.
Commission rates should be fair and equitable and in line with any laws or regulations set by insurance departments.
Adjusters should work in concord with one another as well as clients and insurance company representatives to develop a cordial environment to "foster a harmonious relationship with all branches of the insurance business and with the general public," according to the NIPIA.
Adjusters should be qualified to handle the claims they take on and attempt to find competent technical assistance for claims beyond their level of expertise.
Adjusters not engage in the unauthorized practice of law.
Adjusters should not act as a contractor in the mitigation, repair or restoration of damaged property.
Adjusters should only make truthful and unbiased statements, and resist influence that would result in improper or extravagant settlements.
Adjusters should not use any form of agreement, advertising or printed material that would be harmful to the profession or that runs afoul of local laws or regulations.

Related:

Special Reports /

The fundamentals of the insurance adjuster's code of ethics