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Anyone who has ever shaved years off their life during a long commute or gotten stuck in a traffic jam while needing to use the restroom could be forgiven for feeling envious of "low-mileage drivers."

These are the people for whom a vehicle is a "grocery getter" or maybe hardly driven at all. It makes sense that such gently-used vehicles tend to be less expensive to insure.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].