Many insurers at one point had lists of dogs they did not want to provide coverage for; these lists often included Chow Chows, Doberman Pinschers, German Shepherds, and other large dogs that can seriously injure someone if the dog attacks. (Credit: Даша Швецова/Adobe Stock)
Dogs have long been a concern in homeowners insurance, as evidenced by the number of statutes concerning dog liability, leash laws, and various state restrictions concerning insurers banning certain breeds and other canine-based underwriting criteria. Arizona is the latest state to address the issue, with new law A.R.S. §20-1510 becoming effective June 30, 2023.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
