While the bulk of P&C insurance policies cover homes, automobiles and businesses, that doesn't change the fact that the insurance product is fundamentally designed to provide protection for a range of valuables and circumstances. With unusual risks in mind, the consumer-education website LendEDU recently set out to identify and define a handful of insurance policies about which most people are probably unfamiliar. Insurance professionals may not have much call to sell these types of policies, but keeping them in one's back pocket can be valuable should a client arise with an unusual coverage need. The slideshow above illustrates five unusual types of insurance as outlined by LendEDU. See also:

• A dozen surprising events covered by homeowners insurance
• Top 10 bizarre insurance claims
• The most bizarre travel insurance claims in 2019