Two crashed cars in a road with a police car behind them. (Credit: PhotoSpirit/Adobe Stock)

Attorneys battling before the Pennsylvania Supreme Court over the validity of “regular use” exclusions in uninsured and underinsured coverage policies agreed on one thing—a lot is riding on the justices’ ruling.

The high court heard oral arguments Tuesday over whether Pennsylvania’s Motor Vehicle Financial Responsibility Law prohibits UM/UIM policies from excluding coverage for vehicles a policyholder regularly uses but does not own or insure.

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