Person handling a claims binder to another individual. Whether an event constitutes more than one occurrence is based on the specific facts of the event. Case law is a good place to look for how courts have interpreted the term and to find those definitions. (Photo: create jobs 51/Shutterstock)

Editor’s Note: This is the third installment in a series of articles titled: What Is An Occurrence? The first two articles discussed an occurrence as it is found in the ISO General Liability Coverage Form. This article looks at an occurrence with respect to the ISO commercial property and crime forms.

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