Geico argued that McCoy lacked standing as she suffered no concrete injury because any additional amounts included in her total loss settlement would have been paid to her lienholder, not to her. (Credit: merchantcircle.com) Geico argued that McCoy lacked standing as she suffered no concrete injury because any additional amounts included in her total loss settlement would have been paid to her lienholder, not to her. (Credit: merchantcircle.com)

The U.S. District Court in New Jersey granted plaintiff Diane McCoy class certification in her claim brought against Geico which alleged breach of contract after a 2018 collision rendered her vehicle a total loss, and the insurer failed to pay title or transfer fees for the vehicle.

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