Part 1 of this series examined coverage may or may not apply for a claim filed under a claims-made policy vs. an occurrence policy, based on a question FC&S received regarding a policy for an insured who moved coverage from a claims-made basis to an occurrence form. The claims-made policy had a retroactive date going back to 2002, but in the occurrence policy, the date shown on the declarations was the same date as the policy effective date: April 18, 2022.
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