Search
 
Analysis

Insurance coverage Q&A: When the tenants' property must be moved

Is there coverage for moving and storing tenants' property so a building can have water damage repaired?

By Christine G. Barlow, CPCU | March 10, 2023 at 03:26 AM
The carrier did pay for temporary housing for the residents. However, the carrier denied the portion of the claim involving pack out and storage of the residents’ contents while repairs are being performed to allow access. The carrier states the residents are responsible for moving and storing their own contents. (Credit: vipman4/Adobe Stock) The carrier did pay for temporary housing for the residents. However, the carrier denied the portion of the claim involving pack out and storage of the residents’ contents while repairs are being performed to allow access. The carrier states the residents are responsible for moving and storing their own contents. (Credit: vipman4/Adobe Stock)

We have a water loss in a three-story apartment building where a contractor broke a sprinkler in the attic. Water damage impacted all three floors (12 units), and the insurance carrier agreed to cover the damages including removing drywall, flooring and appliances etc., to allow access for repairs.

The carrier did pay for temporary housing for the residents. However, the carrier denied the portion of the claim involving pack out and storage of the residents’ contents while repairs are being performed to allow access. The carrier states the residents are responsible for moving and storing their own contents.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

 

Recommended Stories

Defining an occurrence in insurance

Defining an occurrence in insurance

Karen Sorrell, CPCU |

Even though the term "occurrence" is defined, disagreement over its meaning has led to conflicts between insurers and insureds; often resulting in litigation.

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2023 ALM Global, LLC. All Rights Reserved.