The subrogation potential for these types of claims is meaningful but can be complex. The state where the claim occurs can make a difference and affect whether or not it is referred for subrogation. The subrogation potential for these types of claims is meaningful but can be complex. The state where the claim occurs can make a difference and affect whether or not it is referred for subrogation. (Photo: hin255/Adobe Stock and Jezper/Adobe Stock)

The impact of COVID can be felt everywhere and that is certainly true in the world of workers’ compensation insurance and subrogation. Despite remaining closed for periods during the height of the pandemic, many businesses were required to pay for temporary disability benefits related to employees’ inability to return to work.

Social-distancing protocols over the last few years have also led to the meteoric rise in delivery services like Amazon, UberEats and DoorDash, increasing common on-the-job injuries such as auto accidents, slip-and-falls, and dog bites. For workers’ compensation subrogation adjusters, this combination of factors has led to an overwhelming rise in claims to be subrogated and recovery opportunities. However, addressing this demand isn’t a simple matter.

 

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