Fleet owners can leverage video telematics to coach drivers to work more safely and avoid the next costly accident. (Photo: metamorworks/Shutterstock) Fleet owners can leverage video telematics to coach drivers to work more safely and avoid the next costly accident. (Photo: metamorworks/Shutterstock)

When an accident happens on the road, there are many potential causes: poor driver behavior, a missing sign, road conditions, or countless other instigators. Historically, determining the cause required the less-than-perfect recollection of the participants and/or any available witnesses, leading to potentially incorrect findings.

Technological advancements and the near-ubiquity of mobile phones solved this problem by introducing video telematics to commercial drivers and their employers. Amongst large fleet commercial operators, it is considered the norm to implement a video-based telematics solution for monitoring and protecting large fleets and their drivers. But now, this tool is increasingly becoming popular for smaller fleets with under 20 vehicles  fleet operators — the majority of the market. It follows that the power of video telematics are now a larger topic of discussion in the property and casualty insurance market.

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