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(Credit: Lesia Povkh/Shutterstock.com)\" width=\"620\" height=\"372\"></a> Notably, 2022 featured some return of capacity from carriers. This was the second consecutive year without a catastrophic major weather event, serving to bolster the market's growing appetite. (Credit: Lesia Povkh/Shutterstock.com)\n</figure></p>","<p>We may have avoided major catastrophic wildfires for the most part in wine country in 2022, but smaller fires and other events posed risks of their own. Winery owners and operators continued to face challenges related to public health issues, <a href=\"https://www.propertycasualty360.com/2022/07/11/embedded-insurance-managing-risk-in-just-in-time-supply-chains/\" target=\"_blank\">supply chain shortages</a>, inflation and more. 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