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Keep the holiday cheer this year by avoiding property & casualty insurance claims.

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Man looking through a large keyhole with a telescope. Looking back on the challenges of the year can provide insights into risks insurers can anticipate in 2023. (Photo: Zenzen/Shutterstock.com)

Insurers faced some tough challenges in 2022, including a few that threatened their very existence.

Astronomical jury verdicts, AI deep fakes, seemingly unending numbers of claims seeking compensation for coronavirus business shutdowns — more than a few industry lawyers spent sleepless nights beating back litigation that targeted the very core of the industry’s stability.

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