Policyholder location looms large when it comes to determining auto insurance premiums. When a driver applies for coverage, that insurance carrier is likely to consider the area's claims history including how common auto thefts, break-ins and accidents are in that locale. The more common and pricy these events, the more expensive it will likely be to insure a vehicle there. The personal injury attorneys at Fasig | Brooks, a firm with locations in Tennessee and Florida, wanted to find out which U.S. states have developed the dubious honor of being expensive places to have fatal car crashes. They fused 2018-2020 data from the Centers for Disease Control and Prevention and the National Safety Council to come up with an annual figure for the estimated overall cost of fatalities resulting from auto accidents. They also took into account the population size in each state to determine where accident deaths appear to demand the highest overall payout. The slideshow above illustrates the 10 states with the highest overall cost per state of accident fatalities between 2018 and 2020, according to Fasig | Brooks. In general, researchers determined that the top cause of traffic accidents are multi-vehicle collisions followed by collisions with fixed objects and collisions with pedestrians. See also:

• Top 15 states for deadly motor vehicle accidents
• IIHS: 10 cars with the highest collision losses
• These auto accidents led to major verdicts and settlements