"We commend the CDI (California Department of Insurance) for calling on insurers to implement better ways to prevent and mitigate risk," said Attila Toth, founder and CEO of ZestyAI. "A healthy insurance ecosystem is paramount to keeping insurance widely available in California and providing transparency around wildfire risk supports that goal." (Credit: David Odisho/Bloomberg)

Insurance companies operating in California must now recognize and reward homeowners and businesses that undertake wildfire mitigation efforts as part of the state's Safer from Wildfires framework. As part of the regulations, insurers must provide discounts for mitigation efforts and provide wildfire risk scores to policyholders. The framework also includes a process for policyholders to appeal the risk score.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]