Broken utility poles lie on a street following Hurricane Ian in Fort Myers, Florida, US, on Thursday, Sept. 29, 2022. Hurricane Ian, one of the strongest hurricanes to hit the US, weakened to a tropical storm but continues to dump rain on the state as it makes its way up the US Southeast. Photographer: Eva Marie Uzcategui/Bloomberg Florida is home to a large retirement population. One such ethical obligation required by the administrative code states: "An adjuster shall exercise extraordinary care when dealing with elderly clients to assure that they are not disadvantaged in their claims transactions by failing memory or impaired cognitive processes." (Credit: Eva Marie Uzcategui/Bloomberg)

As a Florida attorney who has represented insurers and insureds since 2004, I have experience in windstorm-related claims concerning Hurricanes Charley, Frances, Ivan, Jeanne, Katrina, Irma and Michael, it is recommended that property insurers bear in mind the following three points regarding the adjustment of Hurricane Ian losses:

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