"These policies are designed as a program," explained Lucy Straker, terrorism underwriter at Beazley. "They go so much further than traditional insurance options as they focus on protecting your people, your reputation, and your brand as well as indemnification." "These policies are designed as a program," explained Lucy Straker, terrorism underwriter at Beazley. "They go so much further than traditional insurance options as they focus on protecting your people, your reputation, and your brand as well as indemnification."

At some point in the "Violent Risks: Active Shooter Insurance & Deadly Weapon Protection" Twitter chat, every panelist expressed some version of this warning: No one is immune from these kinds of attacks.

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Richard Binder

Richard Binder, based in New York, is part of the social media team at ALM. He is also a 2014 recipient of the ASPBE Award for Excellence in the Humorous/Fun Department.