Three out of four people surveyed by Chubb during July 2022 agreed that their employer should offer benefits related to financial protection for employees and their families. (Photo: kentoh/Adobe Stock) Three out of four people surveyed by Chubb during July 2022 agreed that their employer should offer benefits related to financial protection for employees and their families. (Photo: kentoh/Adobe Stock)

With inflation at a four-decade record high, the Federal Reserve increasing interest rates, and analysts signaling a potential recession on the horizon, consumers are spending less and worrying more — specifically about their money and their families.

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