Many insureds fail to fully understand the extent of their coverage when it comes to property crime, a recent study by ValuePenguin revealed. Researchers looked at FBI property crime data from early 2022 as compared to early 2021, when pandemic lockdowns were still in effect, to determine which locations in the U.S. have been most impacted by this year's nationwide uptick in property crime. Property crime rates fell 8.1% between 2019 and 2020, but they increased 41% between 2020 and 2021, according to ValuePenguin. The slideshow above illustrates a dozen U.S. cities with the highest uptick in property crime between Q1 2021 and Q1 2021. In general, three out of five of the largest cities in the U.S. saw an uptick in property crime, according to this study. The following offenses are considered property crimes:

• Arson
• Bribery
• Burglary/breaking and entering
• Counterfeiting/forgery
• Destruction/damage/vandalism
• Embezzlement
• Extortion/blackmail
• Fraud
• Larceny/theft
• Motor vehicle theft
• Robbery
• Stolen property

Among them, larceny and theft are the most common. See also:

• Where there is the most property crime in the U.S. in 2020?
• Applying insurance coverage to vandalism, fires and theft
• Here's why fighting crime causes uninsured property damage