5. Event claims

From outdoor concerts to beer festivals, summertime events bring breweries and wineries plenty of additional revenue. They also create extra risk. Agents and brokers can work with their clients in this space to review any potential security needs carefully and decide whether they need to hire extra event staff. Other best practices include:

Alerting area EMTs before large events.
Making sure there are enough portable toilets to handle attendee capacity and that they are anchored to prevent tip overs.
Requiring certificates of insurance for any vendors or partner companies for the event.
Hiring designated drivers or working with a service to ensure customers aren't driving while intoxicated.
Creating drainage areas to limit slip and fall risks.
Regularly training staff so they are aware of common signs of intoxication and can respond in case of any accidents.

And above all, agents and brokers should work with their clients to ensure they have additional events coverage to keep their business protected.

Larry Chasin of PAK Programs. (Credit: PAK Programs)

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Top 5 claims in breweries and wineries & how to prevent them

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