In October 2013, the insurer said the claim would ultimately be denied if the repair work did not begin within 14 days. Despite that, the homeowners would still not allow the repairs. (Credit: Leonard/Adobe Stock)
Florida's Third District Court of Appeal upheld without comment a Miami-Dade Circuit Court decision from 2020, that an insured cannot recover damages from an insurance company if they failed to comply with the policy and failed to allow the insurer to make the necessary repairs. The case is Rose v. Fla. Peninsula Ins. Co., No. 3D21-435, 2022 Fla. App. LEXIS 5183 (Dist. Ct. App. July 27, 2022).
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