Depressed Businessman “Clearly, today’s ruling is disappointing for Washington consumers,” Washington State Insurance Commissioner Mike Kreidler said in a release. “I adopted the credit scoring rule because I believed it was good public policy and would protect policyholders financially impacted during the pandemic. Unfortunately, the court has ruled otherwise, saying I acted in good faith, but misinterpreted our authority.” (Credit: Andrey Popov/Adobe Stock)

Thurston County Superior Court Judge Indu Thomas ruled that Washington State Insurance Commissioner Mike Kreidler exceeded his authority when he issued a permanent rule banning the use of credit-based insurance scores.

The most recent ruling keeps in place a stay on the credit scoring rule, according to the Office of the Insurance Commissioner for Washington state.

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Steve Hallo

Steve Hallo is managing editor of He can be reached at [email protected].  

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