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Disabled Male Patient Filling Insurance Claim Form Over Desk With Crutches According to the Social Security Administration, today’s 20-year-olds have a 25% chance of becoming disabled over the course of their career. In comparison, the average 25-year-old male has a 17% of dying before the retirement age of 65, while that percentage for a 25-year-old female is 11%. (Credit: Andrey_Popov/Shutterstock)

With May being Disability Insurance Awareness Month, there’s really no better time to review the need-to-knows for the insurance product that replaces up to 60% of your client’s income in the event physical injury, medical illness or mental health issues leave them unable to work and make a living.

For insurance agents, brokers and advisors, disability insurance is an untapped opportunity to add to your product arsenal.

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