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Photo: J. Albert Diaz/ALM The Iowa Supreme Court unanimously rejected a private golf club’s argument that loss of use of its restaurant during shutdown orders was enough to trigger recovery for business losses under its insurance policy. (Photo: J. Albert Diaz/ALM)

Insurers who denied damage liability claims related to several businesses forced to close during the pandemic were vindicated by recent rulings in two state supreme courts.

The Massachusetts Supreme Judicial Court and the Iowa Supreme Court became the first state high courts in the country last week to decide whether businesses can recover COVID-19-related business losses under their insurance policies.

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