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While St. Patrick's Day began as a way to commemorate the fifth-century death of Ireland's patron saint, it has become a chance for folks around the world to throw on their finest green and gather for drinks with friends. Of course, this isn't the only time of the year when people indulge in alcohol. According to World Population Review, the U.S. ranks 25th globally for alcohol consumption, with the average American drinking about 2.35 gallons of the intoxicant each year.

Drinking isn't all fun and games, though. Crashes involving drunk drivers are often devastating, and can lead to perpetrators facing serious consequences. Aside from legal punishments, people with a DUI on their record will often find it difficult to obtain affordable car insurance — if they can find anyone to insure them at all. According to Forbes, the average auto insurance increase for those with a DUI is 74%. This works out to about $1,470 a year more in premiums on average.

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Brittney Meredith-Miller

Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].