The condominium insurance marketplace was already hardening over the past five years, making coverage options more limited and expensive for insureds. (Photo: Adobe Stock) The condominium insurance marketplace was already hardening over the past five years, making coverage options more limited and expensive for insureds. (Photo: Adobe Stock)

Even before the sudden and tragic collapse of the Champlain Towers South, a 12-story beachfront condo­minium building located just outside of Mi­ami in Surfside, Fla., insuring condominiums was a tough proposition.

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