Whether you vote for or against the Oxford comma, policy language must be clear. Ambiguities are always found in favor of the insured, so drafters need to be sure that the policy says exactly what they mean when it comes to coverage. (Credit: Destina/stock.adobe.com) Whether you vote for or against the Oxford comma, policy language must be clear. Ambiguities are always found in favor of the insured, so drafters need to be sure that the policy says exactly what they mean when it comes to coverage. (Credit: Destina/stock.adobe.com)

The U.S. District Court for the Southern District of Florida has ruled on the Oxford, or serial, comma, finding that a policy's punctuation was not unclear and that a professional liability policy did not cover a multimillion dollar judgment resulting from a lawsuit.

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