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Identifying power panel issues. Power supplied from the electric grid travels to a property’s electrical service panel, which has individual circuits that distribute and control the amount of electricity going to outlets, lights and appliances. (Photo: romaset/Adobe Stock)

Policyholders may be quick to file claims seeking settlements for replacements of faulty electronics or flickering lights, particularly after hurricanes, floods and windstorms. In reality, the problem may be within the electrical service panel.

Damages to service panels could have major impacts on your policyholders, including causing business interruptions or the need for temporary housing until power is restored. Before settling for electronics that may not be damaged, adjusters should understand how the electrical service panel may be impacting policyholders and claims.

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