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ESG and sustainability considerations are moving to the forefront in business decisions and development as more findings concerning global warming and climate change arise. ESG has financial benefits according to fund research company Morningstar, as ESG and sustainability funds outperform similar companies without ESG initiatives. (Credit: Rawpixel.com/Adobe Stock) ESG and sustainability considerations are moving to the forefront in business decisions and development as more findings concerning global warming and climate change arise. ESG has financial benefits according to fund research company Morningstar, as ESG and sustainability funds outperform similar companies without ESG initiatives. (Credit: Rawpixel.com/Adobe Stock)

In insurance, responsibility means risk. Properly interpreting those risks means superior performance. For CEOs, the C-suite and board members, their responsibility is to their investors and strategic goals. As those responsibilities evolve in the real world, specialty insurers must keep up with each change.

The D&O landscape was previously ruled by financial reporting claims, but in recent years we’ve increasingly observed litigation against directors and officers for wide-ranging social issues. The trends now dominating the D&O landscape are:

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